Don’t Wait to Enroll: Why Early Action Matters for Medicare Parts A & B | 02.19.2025
We’re going to make this direct, and as clear as possible: Start as early as you can enrolling into Medicare Parts A & B. Time is not necessarily on your side, and here’s why:
Social Security offices are currently not taking walk-ins.
Phone hold times with Social Security are stretching several hours.
In-person appointments are being booked several months out.
Why this matters:
A quick turnaround once you’ve submitted is not guaranteed; waiting too long to apply for A & B could mean a delay in obtaining coverage, some of which could include penalties.
You need to have Part B before you can enroll in either a Medicare Supplement with Part D or a Medicare Advantage plan.
The sooner you take action, the more options you’ll have - and the smoother your transition to Medicare will be.
ALSO IMPORTANT - knowing ahead of time which coverage path is right for you (Medicare Supplement with a PDP or Medicare Advantage) is equally important. Given potential delays in obtaining Part B*, waiting to make these decisions can create unnecessary stress and limit your choices.
Don’t do that to yourself!
Book an appointment to map out your timeline. Avoid any avoidable problems that might come up. Medicare should be about peace of mind, not panic.
*We are not saying this WILL happen; we are saying it COULD happen, and to plan accordingly.
